How Getting Your Flu Shot Can Help Your Wallet

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Editor’s Note: This story originally appeared on Living on the Cheap.

With the cold and flu season on the horizon and rising coronavirus rates, health experts urge Americans to begin protecting themselves with flu vaccinations.

Here’s a roundup of retailers who’ll reward you for getting your flu shot.

When is flu season?

Sick man tired with a headache and a cold or flu laying down with a tissue and hand on his forehead with eyes closed
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Flu season typically occurs during the fall and winter months. In the Northern Hemisphere, it usually starts in October and can last until May, with peak activity often occurring between December and February.

In the Southern Hemisphere, flu season generally runs from April to September. However, the timing and duration can vary each year.

When is the best time to get the flu shot?

Woman getting a flu shot
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The best time to get a flu shot is early fall, ideally by the end of October. This timing helps ensure that you are protected before flu activity increases. Getting vaccinated early in the season is recommended.

However, getting vaccinated later can still be beneficial, even into January or beyond, as flu activity can last into the spring.

How long does flu shot immunity last?

Flu shot
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Flu shot immunity typically lasts for about six months. This duration is generally sufficient to cover the peak of the flu season.

However, the level of immunity can vary depending on factors like age and health status.

How common is the flu?

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The flu is quite common and affects millions of people each year. In the United States alone, the Centers for Disease Control and Prevention (CDC) estimates that the flu results in between 9 million and 41 million illnesses annually.

The number of cases can vary significantly each season, depending on factors like the severity of the flu strains that are circulating and the effectiveness of the flu vaccine.

Who is at higher risk for complications from the flu?

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Certain groups of people are at higher risk for complications from the flu. See the list here.

How to make money by getting your flu shot

Man checking out at the grocery store.
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Beyond the primary benefit of reducing your risk of illness, flu vaccinations can lead to various monetary advantages.

From employer incentives like gift cards or bonuses to discounts and rewards offered by health insurance plans, these opportunities can add up.

Additionally, some pharmacies provide special promotions for those getting their flu shots, and avoiding the costs of potential flu-related medical care can further protect your wallet.

Explore how a simple flu vaccine can be a wise investment for both your health and finances.

Albertsons and Safeway

Albertsons
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The biggest reward deal is from pharmacies at Albertsons and Safeway grocery stores. Members of the stores’ loyalty program can get their flu shot through Dec. 31 and receive 10% off groceries of up to $200. A $40 minimum grocery purchase is required.

The offer is not available in Arkansas or to New Jersey residents younger than 60.

In addition, New York residents can only qualify for the reward if they get the COVID-19 vaccine. Be sure to read all the fine print here.

CVS Pharmacy

CVS store sign
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CVS ExtraCare cardholders who get a flu shot at CVS Pharmacy will get a coupon good for $5 off a $20 purchase. The offer is good while supplies last or until Dec. 31. Most insurance plans cover the cost of the vaccine.

This deal is available until Dec. 31, while supplies last. The offer is not available in Arkansas, New Jersey or New York; at MinuteClinic locations in Arkansas, Pennsylvania or Rhode Island; or at CVS pharmacies located in Target or Schnucks stores.

Read about other restrictions on the CVS site.

Giant Eagle

Giant Eagle grocery
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Advantage Card holders can get $5 in FREE groceries for getting their flu shot at a Giant Eagle pharmacy.

The offer also is available on other vaccines. (The flu shot is not available for minors in West Virginia.)

More financial incentives for getting the flu shot

Woman who just got flu shot
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In addition to the financial perks above, these are a few other options that may result in saving money from getting a flu shot.

While getting a flu shot is primarily about protecting your health and the health of those around you, there are a few ways you might indirectly benefit financially:

  1. Employer Incentives: Some employers offer incentives, such as gift cards or bonuses, to employees who get vaccinated. Check with your HR department to see if such programs exist.
  2. Health Insurance Rewards: Certain health insurance plans provide rewards or discounts on premiums for getting vaccinated as part of a wellness program.
  3. Pharmacy Promotions: Some pharmacies other than those above also offer discounts or coupons for store purchases when you get your flu shot there.
  4. Avoiding Medical Costs: Getting vaccinated reduces your risk of getting the flu, which can help you avoid medical expenses related to doctor visits, medications, or hospitalizations.
  5. Maintaining Productivity: Staying healthy during flu season means fewer sick days, which can be financially beneficial if you work where time off is unpaid or affects bonuses.

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