Komercní banka, a.s. (OTCPK:KMERF) Q4 2025 Earnings Conference Call February 6, 2025 8:00 AM ET
Company Participants
Jan Juchelka – Chairman and CEO
Jiri Sperl – CFO
Didier Colin – Chief Risk Officer
Miroslav Hirsl – Head, Retail Banking
Conference Call Participants
Shane Mathews – WhiteOak Capital
Operator
Welcome from Komercni banka and thank you for sharing your time with us today. It is the 6th of February 2025 and we are going to discuss the results of Komercni banka Group for the Full-Year and the Fourth Quarter of 2024. Please note that this call is being recorded.
Our speakers today will be Jan Juchelka, Chairman of the Board and CEO of Komercni banka, Jiri Sperl, Chief Financial Officer, and Didier Colin, Chief Risk Officer. Standing by in case of your questions are Jitka Haubova, Chief Operating Officer, Margus Simson, Chief Digital Officer, Miroslav Hirsl, Head of Retail Banking, and David Formanek, Head of Corporate and Investment Banking.
As usually, we will begin with the presentation of results, which will be later followed by questions-and-answers session. During the presentation part, all participants will be on a listen-only mode. We would appreciate if you could keep your microphones muted during the time.
And now let me ask the CEO, Jan Juchelka, to begin the presentation. Thank you.
Jan Juchelka
All right. Thank you, everyone. Sorry, did you hear anything or nothing?
Jiri Sperl
Nothing.
Jan Juchelka
All right, so I will repeat my opening speech. Thank you very much. Welcome, everyone. Thank you for giving us the opportunity to stay in front of you together with the leadership team of Komercni banka and lead you through the presentation of Q4 2024 results and the entire year 2024 results.
Before we jump into the pages, just let me say that we highly appreciate
